Do you have a buget?
Are you aware of your income and expenses?
Pay yourself first. Get your debts paid and start creating savings or building your RRSP. Make your money work for you. Don't be a slave to debt.
It's all about control and discipline. Do you have limits? Are you making enough money? Live within your means.
Nobody wants to wear dirty underwear every single day so why would you want to live with heaps of debt? It just drags you down, causes stress, and mentally preoccupies the mind. Live happier and lighter.
Ask yourself what you really need verses what you think you want?
Instant gratification doesn't last long. What is going to make you happy in the long run? The new car or the peace of mind that you are financially sound?
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